Top 10 Tips to Save Money

Keep Track of Your Spending.

If you start spending you won’t b able to save but if you know where your money is going it will be easier to make changes if you need to. You will get to know where you are spending and how much,make a regular sheet of spending money it will help you . Sometimes we spend without knowing that how much it will cost ,but later you have no idea where your money is going. if you do like this your money will go in a flow you will never can know so start listing what you bought and the things what you need to buy so keeping a track will be helpful.

Avoid Using Credit to Pay Your Bills

While it may make things easier now, using credit only increases your monthly payments in the future,so avoiding to pay bills will be helpful.when you feel to buy anything and your pocket is empty ,you always think about your credit as you can pay because it has link with your bank account which means you are spending more.

Utility Debts for Your Accommodation

If you are outside from your home and spending your money in the things like food and expensive treat so you should stop,You can take lunch from your home and adjusting with the things what you have now and spending  the money for your accommodation in a week base which will not costly you can bought those things. when you are not using disco players or machinery things you should not buy which are not profitable to you.

Save Regularly

Saving money  from your income will help you. some of your pay check directly deposited into your savings account or set up an automatic transfer each month from your checking to your savings account and after getting the salary make the saving aside from your salary.

Take a Staycation

Taking flights to go to vacation and spending lots of money ,will not help you to save money. You can look to your near places which will be fun and foremost you can enjoy too but with the little expense of spending.You can take flights to that place as it’s nearer so it will not cost much or to travel in trains to places it will be less price tickets to spend.

Check Your Insurance Policies

You may have too much and be wasting money or too little and not be adequately covered. Virginia CU Insurance Services can help you find the best coverage at the best price,it will help you in future as well where to spend where to not and the policies which are good can be used by you.

Be careful about spending

A significant amount of money on periodic purchases, like gifts and vacation. While you may feel good while you are spending the money, you may wish you had the money later but you are wasting your money . while spending you never think but later you will be out of money, when you are spending its important to check where and how much you are spending ,buy cheaper things with good quality products it will be good for you.

Eliminate Your Debt

Are you paying your debt? you have taken home loan,business loan if you didn’t pay this all , you will never can save. you need to eliminate this all as debt are always burden, you couldn’t save money when you have debt, without spending a lot you can save money to pay your debt and after paying you will get relax and can save money for your future.

Cut or Downgrade Your Services

Can you get a cheaper cable package or have no cable at all? If you have a cell phone consider cutting your land line. You can use this these things to save money when you have phone you don’t need to watch TV as all things are available on phone only and when you have mobile phone to call anyone ,landline its not necessary you can cut that to avoid spending.

Try Lowering Your Energy Bill

Turn off appliances and lights when they are not needed. Purchase energy-efficient light-bulbs. When you can, use a fan instead of air conditioning or put on a sweater instead of turning on the heat. Those things will just consume more money which you have to spend so it’s worthy if you switch off the things when you are not using this all.


Saving money is really important in this life ways because when you have shortage of money ,no one will help you and you will feel a helpless kind of person,so start saving that will be much helpful and in the end of the year you will be left with your savings that can helpful in your need.

-Akash Chaurasiya

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